Find the answers you are looking for.
Personal Loans
If you received a PRE-APPROVED OFFER by mail or online and you would like to accept the offer, please click here. Or, you may call us at 559-437-7700 or 800-538-EECU (option 3) or visit any EECU branch.
When you need a loan, call or visit us and one of our friendly representatives will help you select the loan that's right for you.
For more helpful loan information, be sure to check out the links at left. You can also visit our Home & Family Finance Resource Center and get online answers to frequently asked loan questions.
Computer Loan
Keeping up with the latest technology can get expensive. It's a good thing EECU offers such a great rate on computer purchases! Get the latest computer and equipment and finance it at EECU.- Borrow from $500 to $10,000
- As low as 6.00% APR
- 100% financing - up to 60 months
- Discounts on select Dell computer purchases
- Convenient payment options
MyCash Computer Loan
Need a new desktop or laptop computer? Save some green by financing it at EECU.-
For members ages 18 to 24
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Borrow up to $1,000
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As low as 3.00% APR*
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100% financing - up to 36 months
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Discounts on select Dell computer purchases
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Convenient payment options
Overdraft Protection Loan
Perfect for when your Checking Account is running "a little short." If there isn't enough money in your Checking Account to cover the checks you've written, we'll automatically transfer money from your Overdraft Protection Loan to your Checking Account.- Loan amounts from $100 to $5,000
- Access the money at any EECU ATM, Personal Telephone Access, Online Access Home Banking, or by contacting us
- No fee per transfer
- Competitive interest rate
Student Overdraft Protection Loan
Exclusively for members ages 18 to 24, this loan protects you if you write a check but don't have enough funds in your account to cover the check.
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For members ages 18-24
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Competitive interest rate
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Loan amounts up to $1,000
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Special rate reductions for GPA and enrollment in eStatements
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Access the money at any EECU ATM, Personal Telephone Access, Online Access Home Banking, or by contacting us
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No fee per transfer
E-Z Loan
As the name implies, this loan makes it easy on you to borrow the cash you need for virtually any reason!- Borrow up to $5,000
- Financing up to 24 months (depending on loan amount)
- Low interest rate
- Convenient payment options
Budget Balancer Loan
Also known as a bill consolidation loan, we'll help you get your budget in balance by consolidating your bills into one loan.- Borrow from $100 to $30,000
- Consolidate payments
- Competitive interest rate
- Convenient payment options
Signature Line of Credit
This line of credit works like a credit card, except you don't need to carry or use a plastic card.
- Instant access to your money
- Take an advance up to your approved credit limit whenever you need it
- Access the money at any EECU ATM, Personal Telephone Access, Online Access Home Banking, or by contacting us
Share-Secured Loan
This loan is perfect for people who want to establish credit. Because the loan is secured by your share deposits it requires little or no additional qualifications.
- Low interest rate
- Affordable payments
- Convenient payment options
