IRA Share Certificate and IRA Share Savings Rates
IRA Share Certificates
Rates and terms are subject to change without notice.
Rates current as of 7:00 a.m. on December 30, 2008
For more information about our certificates, call our Member Service Center at 559-437-7700 or 1-800-538-EECU. To open a certificate account, visit any EECU branch or call our Member Service Center.
| Term | Minimum Balance to open & earn APY | Annual Percentage Yield (APY) | Dividend Rate |
|---|---|---|---|
| 1 Year | $2,000 | 3.45% | 3.40% |
| 1 Year | $5,000 | 3.51% | 3.45% |
| 1 Year | $10,000 | 3.56% | 3.50% |
| 18 Month | $1,000 | 3.61% | 3.55% |
| 2 Year | $500 | 3.66% | 3.60% |
| 3 Year | $500 | 3.71% | 3.65% |
| 4 Year | $500 | 3.76% | 3.70% |
| 5 Year | $500 | 3.82% | 3.75% |
IRA Share Savings Accounts
Rates and terms are subject to change without notice.
Rates in effect January 1-31, 2009
For more information about our IRA Share Savings Accounts, call our Member Service Center at 559-437-7700 or 1-800-538-EECU. To open an account, visit any EECU branch or call our Member Service Center.
| Dollar Amount | Annual Percentage Yield (APY) | Dividend Rate | |
|---|---|---|---|
| From | To | ||
| $0.00 | Any amount | 1.56% | 1.55% |
APY assumes principal and dividends remain on deposit for the length of the term. Penalty for early withdrawal.

